Saturday, March 21, 2020
The Life Beathoven essays
The Life Beathoven essays I sit here listening to Beethovens Symphony No. 5, and wonder who this man was. I went to Ask.com, and asked whom he was, and they had a brief overview of the man. Beethoven, Ludwig van The composer of some of the most influential pieces of music ever written, Ludwig van Beethoven created a bridge between the 18th-century classical period and the new beginnings of Romanticism, ...and did much to enlarge the possibilities of music and widen the horizons of later generations of composers.(unknown author) His greatest breakthroughs in composition came in his instrumental work, including his symphonies. They think he was born Dec. 16 1770 in Bonn, Germany, and baptised on Dec. 17, 1770, the eldest son of a singer in the Kapelle of the Archbishop- Elector of Cologne, and grandson of the Archbishop's Kapellmeister, His father and grandfather worked as court musicians in Bonn. Ludwig's father, a singer, gave him his early musical training. I searched the ISU encyclopedias on his music, and realized that he had a predecessor, Wolfgang Amadeus Mozart, for whom writing music seemed to come easily, Beethoven always struggled to perfect his work. Beethoven had only meager academic schooling, he studied piano, violin, and French horn, and before he was 12 years old he became a court organist. Ludwig's first important teacher of composition was Christian Gottlob Neefe. In 1787 he studied briefly with Mozart, and five years later he left Bonn permanently and went to Vienna to study with Joseph Haydn and later with Antonio Salieri. Beethoven's first public appearance in Vienna was on March 29, 1795, as a soloist in one of his piano concerti. Even before he left Bonn, he had developed a reputation for fine improvisatory performances. In Vienna young Beethoven soon had a long list of aristocratic patrons who loved music and were eager to help him. Something that surprised me and about Beethov ...
Wednesday, March 4, 2020
Is Stanford an Ivy League School Is Duke MIT
Is Stanford an Ivy League School Is Duke MIT SAT / ACT Prep Online Guides and Tips Most people have at leastheard of theIvy League, but not everyone knows which schools belong to the venerable group. Is Stanford Ivy League? Is Duke Ivy League? Is MIT Ivy League? In this article, we'll answer these questions and more as we take a look atwhich schools comprise the world-renowned Ivy Leagueand which schools are most often mistaken forIvy League institutions.We'll also explore what being in the Ivy League means for schools and how Ivy League schools compare with those not in the Ivy League in terms ofnational rankings and selectivity. Is Stanford Ivy League? What About Duke and MIT? Contrary to what you might think, none of these schools are in the Ivy League.But thisdoesn't mean that Stanford, Duke, and MIT are not prestigious schools; rather, it simply means they're not affiliated with theIvy League. Confused? Letââ¬â¢s begin by looking at what the Ivy League is and why it was formed. The Ivy League (often called the Ivies) is a consortium of eight private universities based inthe northeast region of the US.Itsmembers are as follows: Brown University Columbia University Cornell University Dartmouth College Harvard University Princeton University University of Pennsylvania Yale University All Ivy League schools are extremely selective and highly ranked- but this wasnââ¬â¢t the initial motivation behind the schoolsââ¬â¢ unification. The Ivy League (or the ââ¬Å"Ivy Group,â⬠as it was once called) originated as an athletic conference back in the 1950s. Over the years, the phrase has come to be associated with more general notions of prestige, selectivity, and academia due to the esteemed reputations of its members. Essentially, "Ivy League" is nothing more than aname for this particular group of schools- thatââ¬â¢s it! While Stanford, Duke, and MIT are all clearly prestigious schools with high national rankings and low selectivity rates comparable to those of Ivy League schools, they are notIvy League schools simplybecause they are not members of the Ivy League. Of course, thisdoesn't stoppeople fromassuming they're Iviesdue to their many similarities! Ultimately, though,no matter how prestigious or competitive a school is, if itââ¬â¢s not one of the eight schools listed above, then it is not an Ivy League school. Even ifa school soundslike it could be an Ivy, that doesn't mean it actually is one! What Schools Are Often Mistaken for Ivy League Schools? Stanford, Duke, and MIT are not the only schools often thought to belong to the Ivy League. Other schools commonly mistaken for those in the Ivy League are those that are: Highly ranked and extremely selective. Ivies are almost always ranked in the top 15 nationally, with acceptance rates below15%. Schools commonly mistaken for Ivies tend to be those with similar rankings and acceptance rates- sometimes despite not even being located in the northeast where the Ivy League is based. Located in or near the northeast. All Ivies are in the northeast, but not all schools in the northeast are Ivies! Highly acclaimed or well-known schools in Massachusetts, New York, Maryland, Pennsylvania, and other nearby states are often mistakenly assumedto belong to the Ivy League. Below is a chart containing all Ivy League schools and those commonly believed to beIvies. I've included each school's location, US News ranking, and acceptance rate so that you can easily compare Ivies with non-Ivies. TheIvy League schools have beenbolded for clarity. School Location US News National Ranking(2019) Acceptance Rate Princeton Princeton, NJ 1 6% Harvard Cambridge, MA 2 5% Columbia New York, NY 3 (tie) 6% MIT Cambridge, MA 3 (tie) 7% University of Chicago Chicago, IL 3 (tie) 7% Yale New Haven, CT 3 (tie) 6% Stanford Stanford, CA 7 4% Duke Durham, NC 8 (tie) 8% UPenn Philadelphia, PA 8 (tie) 8% Johns Hopkins Baltimore, MD 10 (tie) 10% Northwestern Evanston, IL 10 (tie) 8% Caltech Pasadena, CA 12 (tie) 8% Dartmouth Hanover, NH 12 (tie) 9% Brown Providence, RI 14 (tie) 8% Vanderbilt Nashville, TN 14 (tie) 9% Cornell Ithaca, NY 16 (tie) 11% Rice Houston, TX 16 (tie) 16% Notre Dame Notre Dame, IN 18 19% UCLA Los Angeles, CA 19 (tie) 16% Washington University in St Louis St. Louis, MO 19 (tie) 16% Emory Atlanta, GA 21 22% Georgetown Washington, DC 22 (tie) 16% UC Berkeley Berkeley, CA 22 (tie) 17% USC Los Angeles, CA 22 (tie) 16% Carnegie Mellon Pittsburgh, PA 25 (tie) 22% Tufts Medford, MA 27 (tie) 15% University of Michigan Ann Arbor, MI 27 (tie) 27% NYU New York, NY 30 (tie) 21% Boston College Chestnut Hill, MA 38 (tie) 28% College of William Mary Williamsburg, VA 38 (tie) 37% Boston University Boston, MA 42 (tie) 25% Penn State* University Park, PA 59 (tie) 50% Amherst Amherst, MA 2 (National Liberal Arts Colleges) 13% Vassar Poughkeepsie, NY 11 (tie) (National Liberal Arts Colleges) 24% *This school, though not as selective as the others in this table, is sometimes mistaken for the University of Pennsylvania (also called Penn)- one of the eight Ivy League schools- due to its similar name. As you can see, Ivy League schools generally stick to the top 15 positions of nationally ranked universities, with most of them in the top 10.Additionally, all Ivy League schools are extremely selective; the lowest acceptance rate for an Ivy is just 5% for Harvard, while the highest acceptance rate is 11% for Cornell. This table also indicates thatthere are many schools that are just as good as, if not better than, Ivy League schools- which explainswhy schools such as Stanford and MIT are frequently confused for Ivies. For example, MIT and the University of the Chicago are currently ranked #3, tied with Columbia and Yale and beating out five other Ivies! Similarly, Stanford, Duke, Johns Hopkins, and Northwestern are all ranked fairly highly at #7, #8, #10, and #10, respectively, giving them rankings equal to or higher than Dartmouth, Brown, and Cornell. Stanford (not an Ivy) gets the award for most selective school with a mere 4% acceptance rate.That being said, after Stanford, the most selective schools on this list are all Ivies: Harvard (5%), Princeton (6%), Columbia (6%), and Yale (6%). Lastly,this table shows us thatschools are sometimes mistaken for Ivies due to their beingin the northeast.Examples of such schools include the highly selective Johns Hopkins, Amherst, and Georgetown, in addition to someslightly less selective (but popular and prestigious) schools such as NYU and Boston University. Ivies and non-Ivies are like two different flavors of cookies: they may be different, but they're both equally delicious! Recap: Is Duke Ivy League? Is MIT Ivy League? Stanford, Duke, MIT, and many other well-known universitiesare often mistaken for Ivy League schools due to their superior academic reputations and high selectivity. But in reality, the Ivy League consists of just eight extremely selective schools, which are alllocated in the northeast.Once again, these schools are as follows: Brown University Columbia University Cornell University Dartmouth College Harvard University Princeton University University of Pennsylvania Yale University Although the Ivy League is generally associated with prestige and high rankings, this doesnââ¬â¢t mean non-Ivies can't be as good as or even better than Ivies.Many non-Ivies, such asStanford and the University of Chicago, are actually ranked higher than Ivies and maintain similar (or even lower!) acceptance rates. Ultimately,the Ivy League is just a name for a particular group of schools that just so happen to share strong rankings and low acceptance rates.When it comes down to it, any top-tier school- Ivy or otherwise- is an excellent choice for college! Whatââ¬â¢s Next? Want to make a great impression on the Ivy League?Learn what a good SAT/ACT score is for the Ivy League, and get tips on what classes you should take in high schoolin order to impress admissions committees. Ready to apply to a top-tier school?Awesome!Now all you need is some step-by-step advice. Check out our in-depth guides on how to get into the Ivy Leagueand how to get into Stanford- both written by admitted applicantsto these schools! Want to stand apart from other applicants?Learnhow to score aperfect 1600 on the SAT, so you can increase your shot at getting into the school of your dreams! Want to learn more about the SAT but tired of reading blog articles? Then you'll love our free, SAT prep livestreams. Designed and led by PrepScholar SAT experts, these live video events are a great resource for students and parents looking to learn more about the SAT and SAT prep. Click on the button below to register for one of our livestreams today!
Monday, February 17, 2020
Outsourcing with pros and cons Research Paper Example | Topics and Well Written Essays - 3000 words
Outsourcing with pros and cons - Research Paper Example There are several reasons why many firms utilize outsourcing of their services, such as enhanced efficiency, cost reductions, increased flexibility and focus on core competencies. Outsourcing offers many benefits, although clearly with many caveats. The loss of skilled, expert staff is expected with outsourcing. Other risks involved with outsourcing include: loss of innovation, creativity, and flexibility and loss of control, continuity, and cooperation. However, these risk associated with outsourcing can be controlled and minimized if executed effectively. The immediate challenge facing organizations is how to make an informed offshore outsourcing decision that maximizes the benefits while minimizing the risks. An effective way to achieve the goal is to inquire how decision-makers comprehend and evaluate the factors affecting their offshore outsourcing decision. Abstract Outsourcing allows organization to reduce cost and concentrate on its core competences and to improve its activit ies. Although, outsourcing is an attractive strategy bounded by appealing benefits but it also contains some significant risks. However, these risk associated with outsourcing can be controlled and minimized if executed effectively. The immediate challenge facing organizations is how to make an informed offshore outsourcing decision that maximizes the benefits while minimizing the risks. An effective way to achieve the goal is to inquire how decision-makers comprehend and evaluate the factors affecting their offshore outsourcing decision. Abstract Outsourcing allows organization to reduce cost and concentrate on its core competences and to improve its activities. Although, outsourcing is an attractive strategy bounded by appealing benefits but it also contains some significant risks. However, these risk associated with outsourcing can be controlled and minimized if executed effectively. The immediate challenge facing organizations is how to make an informed offshore outsourcing deci sion that maximizes the benefits while minimizing the risks. An effective way to achieve the goal is to inquire how decision-makers comprehend and evaluate the factors affecting their offshore outsourcing decision. Outsourcing with Pros and Cons Introduction Outsourcing has become one of the most important management activities in recent years (Bromage, 2000). To outsource or not to outsource is one of the questions managers are increasingly asking themselves (Gunn, 2003). It is necessary to examine the degree of outsourcing and its pros and cons. The author posits that outsourcing is very beneficial to the growth of a company as it allows organization to reduce cost and to concentrate on its core competences and improve its activities. Outsourcing Outsourcing, as it applies to manufactured goods, is the practice of moving production to an outside supplier. Companies send this work to other domestic facilities or offshore. The outsourced activities can be thought of as new intermedi ate inputs or completed imports, shifting the entire production function done at home (Robert and Gordon, 1999). The outsourcing firm can then experience a reduction in the amount of labor required to continue operation. Outsourcing is a practice being used increasingly by organizations in order to combat the competitive forces within the global manufacturing sector. According to Michael Corbett, Firms extensively ââ¬Å"use outsourcing everyday to improve the products and services they provide customersâ⬠¦. More than 90 percent of companies state it is an important part of their overall business strategy.â⬠(Corbett, 2004: p. 3) Pros of Outsourcing Cost Savings Cost savings is the most important and most commonly cited reason for outsourcing. According to Burmahl (2001) cost savings is among the top reason to outsource. Cost-savings calculations encompass fixed costs, which include capital and administrative overhead; variable costs, which include specific supplies, service s, and labor cost for all personnel
Monday, February 3, 2020
Maslows Hierarchy of Needs and the Film Cast Away Assignment - 12
Maslows Hierarchy of Needs and the Film Cast Away - Assignment Example Because of the storms, something happens when the plane is airborne and the plane crashes. He finds a life raft and drifts towards an island where he is later discovered and rescued. The events in this film affect Chuckââ¬â¢s hierarchy of needs (McDonough, 2012). In the film, Chuckââ¬â¢s physiological needs are deficient after he is stranded on the island. Physiological needs are the first level needs and are vital to an individualââ¬â¢s survival such as food, water, and shelter (Holzknecht et al., 2007). This need is portrayed when Chuck goes looking for water and finds coconuts that have water inside them (McDonough, 2012). Additionally, Chuck satisfies his need for shelter by improvising one by tying a raft to trees to shelter the rains and storms. Additionally, he also makes a spear to allow him to catch fish from the ocean (Zemeckis, 2000). The second need seen in the movie is that security. Maslow describes safety needs as those of safety and security (McGuire e, 2012). Throughout the film, Chuck is shown to possess and to lack security (Zemeckis, 2000). At the beginning of the movie, he creates a raft to protect himself but as the movie progresses, his raft is skewered and cannot seek shelter and protection from it. He then later seeks shelter and protection in a cave that he stumbles upon as he seeks for a shelter (McDonough, 2012). The third need that is seen in the film is the social needs. Social needs are the needs for affection, belonging, and love (Holzknecht et al., 2007). While at the island, Chuck lacks a companionship and feels lonely (Zemeckis, 2000).Ã
Sunday, January 26, 2020
Health Indicators for Diverse Groups in New Zealand
Health Indicators for Diverse Groups in New Zealand Introduction Public health is the science and art of promoting and protecting the life and well being of the population as a whole, by preventing the ill health and prolonging the life through the organized efforts of the state and the society. This assessment aims to discuss and present the health status indicators for diverse groups in the National and International perspectives. It also includes the causative factors in health. Current Health Status indicators for Three Diverse Groups from National and international perspectives. New Zealand New Zealand is located in the South Pacific. It is a multi-cultural country and a very supportive on health of the society and its program. There are several diverse groups that living in New Zealand namely: the Maori, The Pacific people, the Pakeha or Europians and the Asian migrants. a. The Maori Maoris are the most important ethnic groups in New Zealand. They are the original settlers of the country. One indicator that compromises the health of the Maori is smoking. Smoking was identified as the most prevalent health status indicator and it is significantly observed in areas inhabited by the Maori. Broughton (1996) stated that traditionally the Maori society was tupeka kore (tobacco free). Maorisââ¬â¢ first encounter with tobacco was through the British, it was used as a tool of colonization by gifting or trading it in return for land and other resources. Currently, 32.7 per one hundred of Maori identified as being regular smoker, more than twice the smoking rates of European and Asian ethnic groups. Among Maori males the regular smoking rate is 30.5 percent and among females it is 34.7 percent. For Maori women of childbearing age (20-44 years), 40.5 percent smoke regularly. (Statistics New Zealand, 2014) Moreover, the Maori youth aged 15 ââ¬â 19 years has higher smoking rate than non-Maori. In this age group, 38.8 percent (CI 29.3ââ¬â48.3%) of Maori were current smokers compared with 13.7 percent (CI 10.4ââ¬â17.1%) of non-Maori. There were some findings that there were notable difference in the average of the Maori and non-Maoriââ¬â¢s initial taste of cigarette. On average Maori youth, their first cigarette was as early as 11.5 years compared to non-Maori youth at 12.7 years. As a result, tobacco smoking is the primary cause of the preventable death for Maori in New Zealand. Approximately, three times as many Maori died from Lung cancer and other smoking related diseases as Non-Maori each year. Maorisââ¬â¢ current smokers are more likely to prefer on smoking a roll-your-own-cigarette than non- Maoris smokers. The frequency of roll-your-own-cigarette was 70.3 percent for Maori and 57.4 percent compared to non-Maori. The most common reason of Maori and non-Maori for using the roll-yourââ¬âown-cigarette was that, it has less expense than the manufactured cigarettes. The other reason for Maori and non-Maori they gave was, it last longer and taste better. Another health indicator among Maori is the Life Expectancy. The life expectancy of Maori men is 73 years while the Maori women is 77.1 compared to the non-Maori men which is 80.3 years and 83.9 years for the non-Maori women. The life expectancy at birth has narrowed the gap to 7.1 years between Maori and non-Maori people. In comparison with 8.2 years in 2005-07, 8.5 years in 2000-02, and 9.1 years in 1995-97 based on death rates of New Zealand in 2012-2014 (Statistics New Zealand, 2014). The differences in the life expectancy rate of Maori people compared to non-Maori are due to the number of factors including rates of smoking and socioeconomic status. b. The Pacific people The Pacific community in New Zealand are consist of different ethnic groups like the Samoans who are the largest group with 50% of the population, the Cook Islanders, 20%, the Tongan, 18%, the Niuaen, 8% and the Fijans who have the smallest group of 4%. (Ministry of Public Island Affairs, 2013) Obesity is one of the biggest issue in health for the Pacific Islanders. Among the New Zealand diverse groups, the Pacific adults had the highest rate of obesity with 67 percent followed by 46 percent Maori adults. Contrasting to, only one in seven Asian adult is obese, with a rate of 14 percent. On the other hand, Pacific children aged 2-14 are 55 percent obese or overweight, compared to 29 percent of the total child population in New Zealand. Based on body mass index, it was found out that almost one out of three adults from age 15 years and above were obese with a rate of 31 percent while about 34 percent were overweight. In ages 2-14 years, one in nine children were obese or 11 percent. Furthermore, high rate of overweight children of the Pacific people were also found, which was 22 %. c. The Asian group The Asian adults are generally in good health. They have the positive focus on health and well-being. In fact, Asian adults have comparatively low rates of smoking, hazardous drinking, asthma, arthritis, chronic pain, diagnosed mood or anxiety disorders (Asian Health, 2006). However, Asian adults are about 1.8 times as likely to have been diagnosed of type 2 diabetes as non-Asians. Self noted diabetes rates are common among Indian people, more than three times than the normal average. Asian adults generally report lower use of primary health center because of the language and cultural barriers that affect the access to health services (source). It was noted that after migration, Asian people may have increased risk of diabetes and cardiovascular diseases due to the lifestyle changes, physical activity and change in diet. United States of America United States of America is among the worldââ¬â¢s good provider on health for its people. The total population of America as of 2013 is 320,051,000, with a gross national income per capita of 53,960. The allocations for health per capita is 8,895 international dollar in 2012 and the total expenditures for health as percentage of GDP as of 2012 is 17.9. (WHO, 2015) United States of America is a multicultural country and they have several diverse groups namely: the Whites Americans, the African Americans, the Asian Americans, the Native Americans/ American Indians and Alaska Natives, the Native Hawaiians and other Pacific Islanders and Hispanic and Latino Americans. a. American Indians and Alaska Natives Tobacco remains the largest preventable cause of disease and death in the United States. Every year 480,000 of Americans are killed through cigarette smoking, and 41,000 of these deaths were due to the second hand smoking. (U.S. Department of Health and Human Services, 2014). Cigarette Smoking is the most prevalent case for the American Indians and Alaska Natives in the United States of America with significantly the highest percentage rate among other racial groups, of 26.1 percent compared to 19.4 percent of the White Americans, the African Americans with 18.3 and the Hispanics has 12.1 percentage respectively. The Asian American has the lowest percentage of smoking with 9.6 percent. Men in the United States are the most frequent smokers with 20.5 percent compared to women who has 15.3 percent. Among the adults in America, ages 25 to 44 years are the most habitual smokers with a 20.1 percent, followed by the ages 45 to 64 years with 19.9 percent and 18.7 percent for ages 18 to 24. The least frequent smokers are at the age of 65 years and older with 8.8 percent. (Centers for Disease Control and Prevention, 2015). b. The African American Obesity is based on the body mass index(BMI) of a person of 30 or higher. The body mass index is measured of an adultââ¬â¢s weight in relation to his or her height, calculated by the adults weight in kilograms divided by the square root of his or her height in meters.(U.S. Center for Disease Control and Prevention,2014). In the United States more than one-third or 34.9% or 76.8 million of adults are obese. The African American have the highest rates of obesity with 47.8 percent, followed by the Hispanic with the rate of 42.5 percent, the White comes third with a percentage of 32.6 percent, and for the American Asian has the lowest rate of obesity with a rate of 10.8 percent. (Journal Of American Medicine, 2014) Obesity are more prevalent among middle age group from 40 tp 59 year old with a rate of 39.5% compared to the younger adults, the 20-39 years age group with a percentage rate of 30.3%, and the adults of over 60 years and above has a percentage rate of 35.4 percent. (Journal of American Medicine, 2014) Another indicator among African American is Diabetes. Diabetes is the sixth leading cause of death in the United States of America, killing 71.5 thousand people in 2012. (WHO, 2012) Diabetes is a chronic disease characterized by hyperglycemia or high glucose levels in the blood. In a healthy person the blood sugar level are kept in an acceptable range by insulin. Insulin is a hormone, that is produced in the pancreas, that will help the body absorb excess sugar from the blood stream. Among diabetic people, blood sugar levels are not adequately controlled by insulin. (Agency for Healthcare Research and Quality, 2010). Diabetes is most prevalent among African American adults, from ages 18 and over, with a percentage rate of 13.2 percent compared to the Hispanics with 12.2 percent, while, 7.3 percent for both White Americans and Native Hawaiians.(CDC, 2014) In 2012, 44.2 per 1000 population of African American adults were hospitalized for lower extrimity amputation in contrast with 12.5 per 1000 population of the White and 25.4 of the Hispanics. (National Healthcare Quality and Disparities, 2014) c. White Americans The Center for Disease Control and Prevention(CDC)2014, gathered the information about the mortality in the U.S., including the death by suicide. In 2013, there were 41,149 suicide cases reported. This makes the suicide, as the tenth primary cause of death in America. The CDC calculates the suicide rate each year by the number of the accounted suicide deaths that occur for every 100,000 people in the population. White americans got the highest rate of suicide death with 14. 2%, followed by the American Indians and Alaska natives with a rate of 11.7%. Much lower and nearly the same rates are common among Asians and Pacific Islanders with 5.8%, Hispanic with 5.7%, and African American with 5.4% respectively.(Centers for Disease Control and Prevention, 2014) In 2013, Men were most likely to commit suicide compared to women with a significant rate of 20.2, and women had a rate of 5.5, that is four times higher in men. It was noted in in 2013 that 77.9% of males died in suicide in comparison to much lower rate in female for only 22.1%. Among the age group, 45 to 64 years had the highest suicide rate of 19.1%, followed by 85 years and older with 18.6%. The younger groups aged 15 to 24 years had lower suicide rate of 10.9%.(CDC,2014). Causative Factors a. National Causative Factors The influence of the family members or growing up in the house or environment where people regularly smoke has a great impact for the prevalence of smoking among Maori people. The total lack of discouragement since some or all of the family members are smoking. In general, the peer pressure for the teen agers that caused them to start smoking at an early age and the feeling of relief from stress and fatigue. Lastly, the use of the roll-yourââ¬âown-cigarette which has cheaper cost. (The Buzzle, 2015) The factors that influence the obesity of the Pacific people are, there lifestyle, habits and food consumption. For age fifteen years and above, less than half or about 40.9% of the Pacific males and Pacific females (48.9%) met the recommended vegetable intake that was notably lower than non-Pacific group. In addition, Pacific males and females consumed more servings of soft drinks or energy drinks per week. In particular, Pacific female, were three times as likely to eat fast food and takeaways in comparison to non-Pacific people. Children aged 2-14 years were less likely to have eaten breakfast at home compared to non-Pacific. (The Pacific Peoples Health, 2014) One causative factor of Diabetes is obesity. Atleast 80% of Type 2 diabetes are overweight. Due to todayââ¬â¢s sedentary and westernised lifestyle, people will become overweight and eventually become obese. Obesity causes insulin resistance, meaning that the fats and muscle cells of obese people do not seem to react to the insulin, so there is an uncontrollable blood glucose level in the body, thus, leading to Type 2 diabetes. (Diabetes Info NZ, 2014) b. International Causative Factors The factor that triggers the prevalence of smoking among American Indians and Alaska Natives is that, it is included in a sacred tobacco ceremonial rights, religious practices and as medicinal roles for native culture. In addition, tobacco sold in tribal lands are exempted from state and national taxes, thus, it is cheaper and affordable. (U.S. Department of Health and Human Services, 2015) The causative factor of obesity of the African American is the limited access to safe places for outdoor physical activities. In order to carry out a a good and a balance healthy living, one must participate in a sufficient physical activity. In addition, lower incomes and poverty contributes to the increasing obesity, since less nutritious foods or calorie-loaded foods are often less expensive and affordable than healtier foods. (Racial and Ethnic Disparities in Obesity, 2014) The risk factor of diabetes which is prevalent among African Americans are due to lifestyle choices. The lesser chance of regular physical activity and consuming high-calorie foods in larger amount than necesarry will have the high risk of devloping type 2 diabetes. Another factor is heriditary, if someone in close family has diabetes, other members might also develop diabetes.(Endocrineweb, 2014). Based from the causative factors of the different health problems encountered from the national and international aspects, it is observed that they have almost the same common factors that triggers the prevalence of diseases. Lower incomes and living in more deprived areas are more prone to such diseases. Regular physical activities and proper nutrition is the key to have a healthy life. 3. Discussion Smoking is one of the major problem that the government of New Zealand is facing especially with the Maori group who is the leading cigarette or toabcco smoker than other ethnic groups. It is further noted, that there is a strong relationship between smoking and neighborhood deprivation. It means that there are more people who are engaged in smoking in most deprived areas than the least deprived areas. The government should continue to dessiminate information and awareness for the effects of smoking for the active and passive smokers most especially to the deprived areas where smoking is rampant. Conduct counselling for the addictive smoker and the family. Create programs or provide facilities that promotes physical activities to different groups. There should be a thorough emphasis and education for the tremendous effect of smoking like: smoking can harm every organ and systems in the body, cause 80% of lung cancer, and respiratory condition like emphysema and chronic bronchitis. Smoking is also a major cause of heart disease, stroke and other cancers. In addition, smoking around children increases the risk of lung infection like croup, bronchitis and peumonia. There are a lot of health problems that the United States of America is facing, one of them is obesity and it is quite alarming that more than one-third of the population in America are obese. Among the diverse groups, Afrian Americans has the highest percentage of obesity. One factor of obesity for Black Americans is that they have limited access to safe areas for outdoor activities. To carry out a balance and healthy living one must indulge in a regular physical activitivities. It is also observed that lower income and poverty contributes to the increasing obesity since they will opt to consume the cheaper, less nutritious and high calorie foods. Being obese increases the persons risk to developing heart diseases (cardiovascular heart disease, stroke), type 2 diabetes and and other forms of cancer. In order to prevent obesity and the risk of developing long term diseases the government should continue to support programs that involves physical activities. Provide facilities for indoor and outdoor sports and a safe playground for children. The government should also provide a team that will monitor the intake of nutritious foods especially in the deprived areas where obesity is common. A quarterly checks of the blood for blood sugar, lipid profile and blood pressure for the obese persons.
Friday, January 17, 2020
Need Extra Income
Uch a significant effect of the book on people's mental health, however, Is of much older ancestry. It is said, that already in ancient Greece amongst others Aristotle regarded literature as drugs for the soul. During the 1200s, it was read even from the Quran to patients In the hospital In Cairo A1-Mansur, as part of the treatment. The first doctoral dissertation in bibliotherapy was written in 1949 by the American Caroline Shrodes.There are clear links from psychotherapy to bibliotherapy, but ibliotherapy bottoms in other theories. Shrodes also expresses the same three phases in the bibliotherapeutic process: identification, catharsis, and insight. Readers Identify, recognize themselves in the text, and live Into It so they can look at their own life from a different perspective. The reading may thus have positive and liberating emotional impact on the individual concerned.The clinical bibliotherapy focuses on therapeutic and healing effect on reading and onversation. Here collabor ating librarian with a doctor who monitors and controls his work. Today bibliotherapy is used in a hospital, where the long-term patients can borrow books in a hospital library. The patients can be In groups or alone for discussing with a librarian or therapist the works they read, and the feelings and thoughts that the reading evoked.Even counselors, doctors, and social workers can utilize literature as herapy or aids together with their patients. Bibliographic therapeutic methods can be used both in the social and health services as well as Integrated In occupational health and tutorials, but also among various leisure activities. College students eager to write a successful research proposal on the topic may want to use free sample research paper on bibliotherapy, which are able to help you understand the set of rules of scientific article writing.
Thursday, January 9, 2020
Time Value of Money - 5284 Words
12/9/2012 Chapter 9 The Time Value of Money 1 Chapter 9- Learning Objectives ïÆ' ¼ Identify various types of cash flow patterns (streams) that are observed in business. ïÆ' ¼ Compute (a) the future values and (b) the present values of different cash flow streams, and explain the results. ïÆ' ¼ Compute (a) the return (interest rate) on an investment (loan) and (b) how long it takes to reach a financial goal. ïÆ' ¼ Explain the difference between the Annual Percentage Rate (APR) and the Effective Annual Rate (EAR), and explain when each is more appropriate to use. ïÆ' ¼ Describe an amortized loan, and compute (a) amortized loan payments and (b) the balance (amount owed) on an amortized loan at a specific point during its life. Principles of Financeâ⬠¦show more contentâ⬠¦After 3 years: FV3 = PV(1 + r)3 = $700 (1.10)3 = $931.70 After 2 years: FV2 = PV(1 + r)2 = $700 (1.10)2 = $847.00. In general, FVn = PV (1 + r)n Principles of Finance 5e, 9 The Time Value of Money à © 2012 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 9 Three Ways to Solve Time Value of Money Problems ïÆ' ¼Use Equations ïÆ' ¼Use Financial Calculator ïÆ' ¼Use Electronic Spreadsheet Principles of Finance 5e, 9 The Time Value of Money à © 2012 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 10 5 12/9/2012 Numerical (Equation) Solution FVn = PV(1+ r)n PV = $700, r = 10%, and n =3 FVn = $700(1.10)3 = $700(1.3310) = $931.70 Principles of Finance 5e, 9 The Time Value of Money à © 2012 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 11 Financial Calculator Solution FVn = PV(1+ r)n There are 4 variables. If 3 are known, the calculator will solve for the 4th. Principles of Finance 5e, 9 The Time Value of Money à © 2012 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole orShow MoreRelatedTime Value of Money1028 Words à |à 5 Pagestoward understanding the relationship between the value of dollars today and that of dollars in the future is by looking at how funds invested will grow over time. This understanding will allow one to answer such questions as; how much should be invested today to produce a specified future sum of money? Time Value of Money In most cases, borrowing money is not free, unless it is a fiver for lunch from a friend. Interest is the cost of borrowing money. An interest rate is the cost stated as a percentRead MoreTime Value of Money1033 Words à |à 5 PagesTime Value of Money (TVM), developed by Leonardo Fibonacci in 1202, is an important concept in financial management. It can be used to compare investment alternatives and to solve problems involving loans, mortgages, leases, savings, and annuities. TVM is based on the concept that a dollar today is worth more than a dollar in the future. That is mainly because money held today can be invested and earn interest. A key concept of TVM is that a single sum of money or a series of equal,Read MoreTime Value of Money967 Words à |à 4 PagesTime Value of Money The time value of money relates to many activities and decision in the financial world. ââ¬Å"Understanding the effective rate on a business loan, the mortgage payment in a real estate transaction, or the true return on an investment depends on understanding the time value of moneyâ⬠(Block, Hirt, 2005). The concept of time value of money helps determine how financial assets are valued and how investors establish the rates of return they demand. Many different types of companiesRead MoreTime Value of Money2180 Words à |à 9 PagesFinance Ãâ" Time Value of Money We earn money to spend it and we save money to spend it in the future. However, for most people spending money in the present time is more desirable since the future is unknown. We can gratify the desire to spend money today rather than in the future by knowing the basic law in finance Ãâ" time value of money. This means that a dollar today is worth more than a dollar at some time in the future. Unfortunately, people very often want to buy things at the present time whichRead MoreTime Value of Money3904 Words à |à 16 PagesTime Value of Money Problems 1. What will a deposit of $4,500 at 10% compounded semiannually be worth if left in the bank for six years? a. $8,020.22 b. $7,959.55 c. $8,081.55 d. $8,181.55 2. What will a deposit of $4,500 at 7% annual interest be worth if left in the bank for nine years? a. $8,273.25 b. $8,385.78 c. $8,279.23 d. $7,723.25 3. What will a deposit of $4,500 at 12% compounded monthly be worth at the end of 10 years? a. $14,351.80 b. $14,851.80 c. $13,997.40 d. $14Read MoreTime Value of Money2092 Words à |à 9 PagesTime Value of Money The time value of money (TVM) or, discounted present value, is one of the basic concepts of finance and was developed by Leonardo Fibonacci in 1202. The time value of money (TVM) is based on the premise that one will prefer to receive a certain amount of money today than the same amount in the future, all else equal. As a result, when one deposits money in a bank account, one demands (and earns) interest. Money received today is more valuable than money received in the futureRead MoreTime Value of Money2124 Words à |à 9 PagesTime Value of Money: Simple Interest versus Compound Interest Outline I. Applications of Time Value of Money 1.1 Example One 1.2 Example Two 2. Interest 2.1 What is Interest? 2.2 Three Variables of Interest 1. Principal 2. Interest Rate 3. Time 2.3 Why is Interest Charged? 3. Simple Interest 3.1 What is Simple Interest? 3.2 Simple Interest Formula 4. Compound Interest 4.1 What is Compound Interest? 4.2 Compound Interest Formula Read MoreTime Value of Money712 Words à |à 3 Pageswill pay the bank over the life of the loan? $123,945.04 4. What is the effective rate of interest on a CD that has a nominal rate of 7.25 percent with interest compounded monthly? EAR = (1+.0725/12)^12 ââ¬â 1 = 7.5% 5. What is the future value of $4,950 placed in a saving account for six years if the account pays 3%, compounded quarterly? PV = 4,950 N = 6 x 4 = 24 I =3/4 = .75% Pmt = - FV = $5,922.24 6. Your firm, Vandelay Industries, has just leased a $32,000 BMW for youRead MoreTime Value of Money and Present Value1154 Words à |à 5 Pagescollege 15 years from today and the other will begin 17 years from today. You estimate your childrenââ¬â¢s college expenses to be $23,000 per year per child, payable at the beginning of each school year. The annual interest rate is 5.5 percent. How much money must you deposit in account each year to fund your childrenââ¬â¢s education? Your deposits begin one year from today. You will make your last deposit when your oldest child enters college. Assume four years of college Solution: Cost of 1 year atRead MoreTime Value of Money Essay708 Words à |à 3 PagesTime Value of Money Project Show all your work! Name _________________ 1. If Mrs. Beach wanted to invest a lump sum of money today to have $100,000 when she retired at 65 (she is 40 years old today) how much of a deposit would she have to make if the interest rate on the C.D. was 5%? a. What would Mrs. Beach have to deposit if she were to use high quality corporate bonds an earned an average rate of return of 7%. b. What would Mrs. Beach have to deposit if she
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